Saturday, April 28, 2007
Auto Credit 1
Welcome to AutoCredit 1, Inc.! If you are considering purchasing a used automobile we have In-House Financing programs to fit your needs. No matter how good or bad your credit is, we can work hard to help you get into a vehicle, and with the lowest possible down payment. Even if you currently have tax liens, garnishments, judgments, or a discharged bankruptcy, we can help. Our business location is: 3413 Fulton Ave. Sacramento CA. 95821. Hope to see you soon!
Saturday, April 14, 2007
Lost and found!
One of our customers left a book by Stephen Jay Gould at out Auto Credit 1 dealership. If this book by Gould is yours, please call our office at 488 0111. Thank you!
Thursday, April 12, 2007
Signs of a Good Dealer
There are so many options for car loan financing that it can be hard to choose a lender. However, there are some things that differentiate one lender from another.
They’re Willing To Work With You!
You may have a lot of questions for your lender, or you may have very few. Either way, your lender should be willing to spend as much time as necessary answering your questions and explaining their services. They should always return your calls promptly, and they should be willing to meet with you to discuss your loan. If a lender seems like they have better things to do during the application process, then they probably won’t be much help once you’re a customer.
If a company is approved by the Better Business Bureau (BBB), then they’ve been in business for a significant amount of time with no legitimate complaints. We've been in business for 37 years! For more information visit Auto Credit 1, 3413 Fulton Ave., Sacramento CA. 95821. Or call us at (916) 488-0111.
They’re Willing To Work With You!
You may have a lot of questions for your lender, or you may have very few. Either way, your lender should be willing to spend as much time as necessary answering your questions and explaining their services. They should always return your calls promptly, and they should be willing to meet with you to discuss your loan. If a lender seems like they have better things to do during the application process, then they probably won’t be much help once you’re a customer.
If a company is approved by the Better Business Bureau (BBB), then they’ve been in business for a significant amount of time with no legitimate complaints. We've been in business for 37 years! For more information visit Auto Credit 1, 3413 Fulton Ave., Sacramento CA. 95821. Or call us at (916) 488-0111.
Tuesday, April 10, 2007
A selection of our many cars:
Lincoln (1969); Volkswagen, Bug (1975); Chrysler, New Yorker (1990); Ford, F150 (1990); GMC, Suburban (1990); Subaru, Lagacy (1990); Buick, Regal (1991); Ford, F150 (1991); Saturn, Sedan (1991); Ford, Ranger (1992); Chevy, S10 (1993); Dodge, Dakota (1993); Ford, Ranger (1994); Mercury, Villager (1994); Nissan, Quest (1994); Toyota, Camry (1994); Toyota, Corolla (1994); Volvo, 850 (1994); Cadillac, Seville (1995); Chevy, Conversion (1995); Ford, Bronco (1995); Jeep, Grand Cherokee (1995); Buick, LeSabre (1996); Chevy, Suburban (1996); Ford, F150 (1996); Lincoln (1996); Saturn, SL (1996); Toyota, Corolla (1996); Toyota, Tercel (1996); Buick, Skylark (1997); Ford, F250 (1997); Lincoln, Towncar (1997); Mercury, Mountaineer (1997); Mitsubishi, Eclipse (1997); VW, Passat (1997); Chevy, S10 (1998); Oldsmobile (1998); Oldsmobile, Achieva (1998); Pontiac, Sunfire (1999); Saab, 9-5 (1998); Ford, Explorer (2000); Dodge, Neon (2001); Ford, Taurus (2001); Ford, Ranger (2002); And More!
Bad Credit Score! Still Finance Your Car With Bad Credit Car Loan
Bad credit happens when the person is lenient in making payment of debts. Earlier, the people with bad credit found it almost impossible to act in the financial market, as the lender didn’t feel secure while dealing with them. They were not considered as trust worthy in the financial market. Today lenders provide them, not only a chance of improving their credit score but also a chance to buy their dream car through bad credit car loan.
Bad Credit Car Loan can be availed either in the secured form or unsecured form. If the person desires to avail loan on low rate of interest and with long repayment period, in such case secured bad credit car loans are desirable. It is also a good option if the person wants to avail a large amount. Along with these advantages, it also carries risk with it. This risk is associated with the property placed as collateral. Such risk is not permanent in nature; rather it arises on the occasion of missing or making delay in the repayments of secured bad credit car loans.
On the other side, in unsecured bad credit car loans, no such risk is associated. But, the lender has the legal right to sue the borrower for missing any repayment. There is no need to place any collateral in unsecured bad credit car loan bur in return of that, the person is obliged to pay higher rate of interest.
Bad Credit Car Loan can be availed either in the secured form or unsecured form. If the person desires to avail loan on low rate of interest and with long repayment period, in such case secured bad credit car loans are desirable. It is also a good option if the person wants to avail a large amount. Along with these advantages, it also carries risk with it. This risk is associated with the property placed as collateral. Such risk is not permanent in nature; rather it arises on the occasion of missing or making delay in the repayments of secured bad credit car loans.
On the other side, in unsecured bad credit car loans, no such risk is associated. But, the lender has the legal right to sue the borrower for missing any repayment. There is no need to place any collateral in unsecured bad credit car loan bur in return of that, the person is obliged to pay higher rate of interest.
Our selection of cars include:
Buick, Skylark (1997); Chevrolet S10 Pickup (1993); Chevrolet Conversion (1995); Chrysler New Yorker (1990); Ford Explorer (2000); Ford F150 Super (1990); Ford F150 (1991); Ford F250 (1997); Ford Taurus (2001); Lincoln CPE Mark VIII (1969); Mitsubishi Eclipse (1996); Nissan Quest (1994); Oldsmobile Eighty Eight Royal (1998); Saturn Sedan (1991); Saturn SL (1996); Toyota Tercel (1996).
Refinance Used Auto Loans
Refinancing used auto loans works very much the same way as refinancing regular auto loans. No appraisal is necessary to avail oneself of refinancing services for used auto loans. The value will still be based on how much more money is needed to pay off the existing used car loan.
As with regular auto loans, those who did not get 0 percent to 2 percent APR used car loans are advised to avail themselves of auto refinancing. Using auto refinance calculators, used auto loan owners can have an idea of how much they can save from refinancing.
There are some tips on how to get refinancing applications for used auto loans. First, the refinance applications should be filed using the same name used in the used auto loan. This is one way of ensuring credibility. If the refinancing company did not find matching names, the application will more likely be rejected.
Second, while the used car need not be appraised, the value of money needed to pay off the used car loan should be still be at least $7,000. Refinance companies usually do not entertain any amount lesser than that as it could only mean a waste of time.
As with regular auto loans, those who did not get 0 percent to 2 percent APR used car loans are advised to avail themselves of auto refinancing. Using auto refinance calculators, used auto loan owners can have an idea of how much they can save from refinancing.
There are some tips on how to get refinancing applications for used auto loans. First, the refinance applications should be filed using the same name used in the used auto loan. This is one way of ensuring credibility. If the refinancing company did not find matching names, the application will more likely be rejected.
Second, while the used car need not be appraised, the value of money needed to pay off the used car loan should be still be at least $7,000. Refinance companies usually do not entertain any amount lesser than that as it could only mean a waste of time.
Sunday, February 11, 2007
Refinancing used auto loans works very much the same way as refinancing regular auto loans. No appraisal is necessary to avail oneself of refinancing services for used auto loans. The value will still be based on how much more money is needed to pay off the existing used car loan.As with regular auto loans, those who did not get 0 percent to 2 percent APR used car loans are advised to avail themselves of auto refinancing. Using auto refinance calculators, used auto loan owners can have an idea of how much they can save from refinancing.There are some tips on how to get refinancing applications for used auto loans. First, the refinance applications should be filed using the same name used in the used auto loan. This is one way of ensuring credibility. If the refinancing company did not find matching names, the application will more likely be rejected.Second, while the used car need not be appraised, the value of money needed to pay off the used car loan should be still be at least $7,000. Refinance companies usually do not entertain any amount lesser than that as it could only mean a waste of time.
Saturday, February 10, 2007
Bad Credit Used Car Loan— No Credit Checks Despite Poor Credit History
Often buying new car is not possible for every person who is aspiring to own a car. He therefore opts for purchasing a used car but still finds getting required finance difficult as he is labeled in the loan market as having bad credit. In such a scenario he is left with the best option of taking bad credit used car loan.
Your bad credit does not go against you in availing bad credit used car loan. This is owing to the fact that the loan is essentially a secured loan. The lender takes in his possession the purchase deal papers of the used car and will return back only when the loan is fully paid back. The owner of used car of course can use the car in the mean time. Now that the loan is secured, lender will normally not do a credit check on the borrower or can afford to ignore bad credit. Anyway, in case the borrower again defaults on repayment of the loan, the lender has the option wide open to sell the car to recover the loaned amount.
Still, risk in the loan offer for a used car remains there. Used cars may not fetch the lender enough amount to recover the loan if he has to sell it. Because of such risks involved, lenders may charge higher interest rate on bad credit used car loan. The borrower however is usually successful in availing the loan at lower than average interest rate if he takes advantage of cut throat competition in the loan market and keeps on searching for the right lender.
Before you settle for bad credit used car loan take some precautions. See if the used car you intend to purchase has mechanical defects in which case get it repaired. If you are unable to repair then better get a used car with warranty. Avoid buying used cars from buy-here-pay-here car lots to escape their higher interest rates and poor quality of used cars. Also since they do not report the deal to the credit bureaus it will not help in credit repair. Instead, opt for banks that charge lower interest rate than these car lots or take the loan from bad credit used car loan lenders having reputation for offering loan at fair rate of interest.
While searching for the lender, do not forget that there are many shady auto loan lenders around. You can skip them on online auto broker for loan quotes through filling online application format. The broker will provide you many quotes of different lenders to choose from.
Bad credit used car loan will enable you in improving your credit score also. Make sure that you do not skip the loan payments which are recorded in your credit report.
Your bad credit does not go against you in availing bad credit used car loan. This is owing to the fact that the loan is essentially a secured loan. The lender takes in his possession the purchase deal papers of the used car and will return back only when the loan is fully paid back. The owner of used car of course can use the car in the mean time. Now that the loan is secured, lender will normally not do a credit check on the borrower or can afford to ignore bad credit. Anyway, in case the borrower again defaults on repayment of the loan, the lender has the option wide open to sell the car to recover the loaned amount.
Still, risk in the loan offer for a used car remains there. Used cars may not fetch the lender enough amount to recover the loan if he has to sell it. Because of such risks involved, lenders may charge higher interest rate on bad credit used car loan. The borrower however is usually successful in availing the loan at lower than average interest rate if he takes advantage of cut throat competition in the loan market and keeps on searching for the right lender.
Before you settle for bad credit used car loan take some precautions. See if the used car you intend to purchase has mechanical defects in which case get it repaired. If you are unable to repair then better get a used car with warranty. Avoid buying used cars from buy-here-pay-here car lots to escape their higher interest rates and poor quality of used cars. Also since they do not report the deal to the credit bureaus it will not help in credit repair. Instead, opt for banks that charge lower interest rate than these car lots or take the loan from bad credit used car loan lenders having reputation for offering loan at fair rate of interest.
While searching for the lender, do not forget that there are many shady auto loan lenders around. You can skip them on online auto broker for loan quotes through filling online application format. The broker will provide you many quotes of different lenders to choose from.
Bad credit used car loan will enable you in improving your credit score also. Make sure that you do not skip the loan payments which are recorded in your credit report.
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